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TERMS AND CONDITIONS

ARTICLE 1. PURPOSE

THE PURPOSE OF THESE TERMS AND CONDITIONS IS TO STIPULATE MEMBERS’ RIGHTS, DUTIES, AND RESPONSIBILITIES WHEN USING THE INTERNET-RELATED SERVICES (HEREINAFTER REFERRED TO AS ‘SERVICES,’ IT MEANS ALL SERVICES PROVIDED BY
THE AVAILABLE SITE REGARDLESS OF THE TYPE OF WIRED OR WIRELESS TERMINAL THAT CAN BE ACCESSED) PROVIDED BY THE COMPANY STUDIO GARUHARU (HEREINAFTER REFERRED TO AS ‘GARUHARU ONLINE’) WHICH OPERATES GARUHARU
ONLINE.

ARTICLE 2. DEFINITIONS

① THE DEFINITIONS OF TERMS USED IN THESE TERMS AND CONDITIONS ARE AS FOLLOWS.
A. ‘SITE’ REFERS TO A VIRTUAL BUSINESS ESTABLISHMENT WHERE ‘COMPANY’ CAN TRADE ‘PRODUCTS, ETC.’ USING INFORMATION AND COMMUNICATION FACILITIES SUCH AS COMPUTERS TO PROVIDE PRODUCTS TO MEMBERS, AND IS ALSO USED IN
THE MEANING OF A BUSINESS OPERATOR OPERATING A CYBER MALL. THE ‘SITE’ CURRENTLY OPERATED BY THE ‘COMPANY’ IS HTTPS://WWW.GARUHARU.ONLINE, WHICH INCLUDES MOBILE WEB AND APPS INCLUDING ANDRIOD AND IOS ENVIRONMENT
SERVICES.
B. A ‘MEMBER’ REFERS TO A PERSON WHO HAS REGISTERED AS A MEMBER BY PROVIDING PERSONAL INFORMATION TO THE ‘SITE,’ WHO CONTINUOUSLY RECEIVES INFORMATION FROM THE ‘SITE’ IN ACCORDANCE WITH THE MEMBERSHIP REGISTRATION
POLICY SET ON THE ‘SITE’ AND CAN CONTINUE TO USE THE ‘SERVICE’ PROVIDED BY THE ‘SITE.’
C. ‘PASSWORD’ REFERS TO THE COMBINATION OF ENGLISH LETTERS AND NUMBERS SET BY THE MEMBER HIMSELF/HERSELF AND REGISTERED ON THE ‘SITE’ FOR THE PURPOSE OF VERIFYING THE IDENTITY OF THE MEMBER AND FOR THE RIGHTS AND
INTEREST OF THE MEMBER AND THE PASSWORD.
D. CELL PHONE VERIFICATION’ REFERS TO VERIFYING THE AUTHENTICITY OF THE MEMBER’S MOBILE PHONE NUMBER THROUGH THE VERIFICATION NUMBER SUBMITTED BY THE MEMBER FOR THE USE OF SERVICE.
② TERMS NOT DEFINED IN THESE TERMS AND CONDITIONS SHALL BE GOVERNED BY THE RELEVANT LAWS AND REGULATIONS AND SHALL BE GOVERNED BY GENERAL BUSINESS PRACTICES.

ARTICLE 3. CLARIFICATION, EXPLANATION, AND REVISION OF TERMS AND CONDITIONS

① THE ‘COMPANY’ SHALL POST THE CONTENTS OF THESE TERMS AND CONDITIONS, NAME OF THE COMPANY AND REPRESENTATIVE, ADDRESS, PHONE NUMBER, E-MAIL ADDRESS, AND BUSINESS REGISTRATION NUMBER, ETC. ON THE INITIAL ‘SERVICE’
SCREEN OF THE ‘SITE’ SO THAT MEMBERS CAN EASILY KNOW. HOWEVER, THE SPECIFIC DETAILS OF THE TERMS AND CONDITIONS CAN BE VIEWED BY THE MEMBER THROUGH THE CONNECTION SCREEN.
② ‘COMPANY’ REFERS TO 『ACT ON CONSUMER PROTECTION IN ELECTRONIC COMMERCE, ETC.』, 『ACT ON REGULATION OF TERMS AND CONDITIONS』, 『FRAMEWORK ACT ON ELECTRONIC COMMERCE』, 『DIGITAL SIGNATURE ACT』, 『ACT ON
PROMOTION OF INFORMATION AND COMMUNICATIONS NETWORK UTILIZATIONS, ETC.』, 『FRAMEWORK ACT ON CONSUMERS』, ETC., MAY BE AMENDED TO THE EXTENT THAT IT DOES NOT VIOLATE THE RELEVANT LAWS AND REGULATIONS.
③ WHEN THE ‘COMPANY’ REVISES THE TERMS AND CONDITIONS, THE DATE OF APPLICATION ANF THE REASON FOR THE AMENDMENT SHALL BE SPECIFIED AND NOTIFIED ALONG WITH THE CURRENT TERMS AND CONDITIONS ON THE INITIAL SCREEN OF
THE ‘SITE’ FROM SEVEN DAYS BEFORE THE EFFECTIVE DATE TO THE DAY BEFORE THE EFFECTIVE DATE.
④ IN CASE THE ‘COMPANY’ REVISES THE TERMS AND CONDITIONS, THE AMENDED TERMS AND CONDITIONS APPLY ONLY TO CONTRACTS CONCLUDED AFTER THE EFFECTIVE DATE, AND THE PROVISIONS OF THE TERMS AND CONDITIONS BEFORE THE
AMENDMENT ARE APPLIED TO CONTRACTS ALREADY CONCLUDED BEFORE THAT DATE. HOWEVER, IF A MEMBER WHO HAS ALREADY SIGNED A CONTRACT SENDS THE MEANS OF WANTING TO BE SUBJECT TO THE REVISED TERMS AND CONDITIONS
CLAUSE TO THE ‘COMPANY’ WITHIN THE MOTICE PERIOD OF THE REVISED TERMS AND CONDITIONS UNDER ARTICLE 3 AND OBTAINS THE CONSENT OF THE ‘COMPANY,’ THE REVISED TERMS AND CONDITIONS WILL APPLY.
⑤ IF A MEMBER CONTINUES TO USE THE ‘SERVICE’ OF THE ‘COMPANY’ AFTER THE EFFECTIVE DATE ANNOUNCED IN ACCORDANCE WITH ARTICLE 3, IT IS DEEMED TO AGREE TO THE AMENDED TERMS AND CONDITIONS. MEMBERS WHO DO NOT AGREE
TO THE AMENDED TERMS AND CONDITIONS MAY FREELY TERMINATE THE ‘SERVICE’ USE CONTRACT AT ANY TIME.

ARTICLE 4. OTHER TERMS AND CONDITIONS
MATTERS NOT STIPULATED IN THESE TERMS AND CONDITIONS AND INTERPRETATION OF THESE TERMS AND CONDITIONS SHALL BE GOVERNED BY THE PROVISIONS OF RELATED LAWS AND GENERAL COMMERCIAL PRACTICES SUCH AS THE 「
CONSUMER PROTECTION ACT IN ELECTRONIC COMMERCE, ETC.

ARTICLE 5. ESTABLISHMENT OF USE CONTRACT
① IN THE CONTRACT OF USE, IF A PERSON WHO WANTS TO BECOME A MEMBER (HEREINAFTER REFERRED TO AS THE ‘APPLICANT FOR MEMBERSHIP’) FILLS OUT MEMBER INFORMATION ACCORDING TO THE REGISTRATION FORM SET BY THE ‘COMPANY’
AND APPLIES FOR MEMBERSHIP WHILE AGREEING TO THE TERMS AND CONDITIONS, THE ‘COMPANY’ APPROVES THE SUBSCRIPTION FOR THIS APPLICATION IS CONCLUDED BY DOING SO.
② THE ‘COMPANY’ APPROVES MEMBERSHIP AS A MEMBER OF USERS WHO HAVE APPLIED FOR MEMBERSHIP AS DESCRIBED IN ARTICLE 1 UNLESS THEY FALL UNDER ANY OF THE FOLLOWING SUBPARAGRAPHS.
A. IN CASE THE ‘APPLICANT FOR MEMBERSHIP’ HAS PREVIOUSLY LOST MEMBERSHIP UNDER THESE TERMS AND CONDITIONS. HOWEVER, EXCEPTIONS ARE MADE IN CASES WHERE THE COMPANY’S APPROVAL FOR MEMBERSHIP RE-REGISTRATION HAS
BEEN OBTAINED AFTER THREE MONTHS HAVE ELAPSED SINCE THE LOSS OF MEMBERSHIP.
B. IF FALSE INFORMATION IS ENTERED IN THE REGISTRATION DETAILS, OR THERE IS AN OMISSION OR ERROR
C. IF THE PERSON IS UNDER 14 YEARS OF AGE AT THE TIME OF MEMBERSHIP REGISTRATION
D. IF THE NAME OR E-MAIL ADDRESS IS THE SAME AS THAT OF AN ALREADY REGISTERED MEMBER
E. IF THE PERSON WANT TO USE THIS ‘SERVICE’ FOR ILLEGAL PURPOSES OR PROFIT
F. OTHER: IF IT IS CONFIRMED THAT IT VIOLATES THESE TERMS AND CONDITIONS OR THAT IT IS AN ILLEGAL OR UNREASONABLE APPLICATION FOR USE
G. OTHER: IN CASES WHERE THE ‘COMPANY’ DEEMS IT NECESSARY BASED ON A REASONABLE JUDGMENT
H. OTHER: IF IT IS JUDGED THAT THE APPROVAL OF MEMBERSHIP APPLICATIONS IS TECHNICALLY SIGNIFICANTLY IMPEDED
① IN ACCORDANCE WITH PARAGRAPH 2, IN THE EVENT THAT THE MEMBERSHIP APPLICATION IS NOT APPROVED OR WITHHELD, THE ‘COMPANY’ SHALL, IN PRINCIPLE, NOTIFY THE ‘APPLICANT FOR MEMBERSHIP.’
② THE TIME OF THE ESTABLISHMENT OF THE CONTRACT OF USE SHALL BE THE TIME WHEN THE ‘COMPANY’ INDICATES THE COMPLETION OF THE SUBSCRIPTION IN THE APPLICATION PROCESS.
③ THE ‘COMPANY’ MAY CLASSIFY MEMBERS BY GRADE ACCORDING TO THE ‘COMPANY’ POLICY, SUBDIVIDE USAGE HOURS, FREQUENCY OF USE, AND ‘SERVICE’ MENU TO DIFFERENTIATE THE USE.
④ IN ORDER TO COMPLY WITH THE GRADE AND AGE IN ACCORDANCE WITH THE 『LIFELONG EDUCATION ACT』, 『YOUTH PROTECTION ACT』, ETC., ‘COMPANY’ MAY RESTRICT MEMBERS BEING PLACED ON USE OR BY CLASS.
⑤ IF THERE IS A CHANGE IN THE INFORMATION REGISTERED AT THE TIME OF MEMBERSHIP REGISTRATION, THE ‘MEMBER’ SHALL NOTIFY THE ‘COMPANY’ OF THE CHANGE WITHIN A REASONABLE PERIOD OF TIME, SUCH AS BY MODIFYING THE ‘MEMBER’
INFORMATION.

ARTICLE 6. CHANGE OF PERSONAL INFORMATION

MEMBERS CAN VIEW AND MODIFY THEIR PERSONAL INFORMATION AT ANY TIME THROUGH THE PERSONAL INFORMATION MANAGEMENT SCREEN.

ARTICLE 7. PROTECTION OF PERSONAL INFORMATION

① THE ‘COMPANY’ COMPLIES WITH THE RELEVANT LAWS AND REGULATIONS, SUCH AS THE 「ACT ON PROMOTION OF INFORMATION AND COMMUNICATIONS NETWORK UTILIZATION AND INFORMATION PROTECTION, ETC.」, TO PROTECT MEMBERS’
PERSONAL INFORMATION.
② THE ‘COMPANY’ ESTABLISHES A PRIVACY POLICY TO PROTECT MEMBERS’ PERSONAL INFORMATION AND POSTS IT ON THE INITIAL SCREEN OF ‘SERVICE.’ HOWEVER, THE SPECIFIC DETAILS OF THE PRIVACY POLICY CAN BE VIEWED THROUGH THE
CONNECTION SCREEN.
③ THE ‘COMPANY’ STRIVES TO PROTECT MEMBERS’ PERSONAL INFORMATION AS MUCH AS POSSIBLE IN ACCORDANCE WITH THE PRIVACY POLICY.
④ THE PRIVACY POLICY OF THE ‘COMPANY’ DOES NOT APPLY TO LINKED SITES OTHER THAN THE OFFICIAL ‘SITE’ OF THE ‘COMPANY.’ IN RELATION TO THE HANDLING OF PERSONAL INFORMATION BY THIRD PARTIES THAT PROVIDE LINKED SITES AND
‘PRODUCTS, ETC.,’ THE MEMBER IS RESPONSIBLE FOR CHECKING THE PRIVACY POLICY OF THE ‘SITE’ AND THIRD PARTIES, AND THE ‘COMPANY’ DOES NOT BEAR RESPONSIBILITY FOR THIS.
⑤ THE ‘COMPANY’ MAY PROVIDE THE MEMBER’S PERSONAL INFORMATION TO A THIRD PARTY WITHIN THE SCOPE PERMITTED BY LAW IN THE FOLLOWING CASES.
A. WHEN A REQUEST IS MADE TO PROVIDE INFORMATION FROM AN INVESTIGATIVE AGENCY OR OTHER GOVERNMENT AGENCY
B. IN CASE IT IS NECESSARY FOR INFORMATION PROTECTION TASKS SUCH AS CHECKING FRAUDULENT ACTS, INCLUDING VIOLATION OF THE MEMBER’S LAWS OR TERMS AND CONDITIONS
C. WHEN REQUIRED BY OTHER LAW
D. WHEN PROVIDING THE MINIMUM MEMBER INFORMATION (NAME, ADDRESS, PHONE NUMBER) NECESSARY FOR TRANSACTION AND DELIVERY TO THE SELLER OR SHIPPING COMPANY
E. WHERE IT IS NECESSARY FOR THE IMPLEMENTATION AT THE TIME OF PURCHASE AND WHERE IT IS NECESSARY FOR RETURN, EXCHANGE, REFUND, CANCELLATION, ETC., EVEN AFTER THE PURCHASE IS COMPLETED

ARTICLE 8. TERMINATION OF USE AGREEMENT

① CANCELLATION BY THE MEMBER
A. A MEMBER MAY TERMINATE THE USE CONTRACT AT ANY TIME BY NOTIFYING THE ‘COMPANY’ OF HIS/HER INTENTION TO TERMINATE.
B. THE CONTRACT OF USE IS TERMINATED WHEN THE MEMBER’S INTENTION TO TERMINATE REACHES THE ‘COMPANY.’
C. A MEMBER WHO HAS TERMINATED UNDER THIS CLAUSE MAY RE-REGISTER AS A MEMBER IN ACCORDANCE WITH THE MEMBERSHIP REGISTRATION PROCEDURE AND RELATED PROVISIONS SET FORTH IN THESE TERMS AND CONDITIONS.

② CANCELLATION BY THE COMPANY
A. THE ‘COMPANY’ MAY TERMINATE THE USE CONTRACT FOR THE FOLLOWING REASONS. IN THIS CASE, THE ‘COMPANY’ NOTIFIES THE MEMBER OF THE INTENTION TO TERMINATE BY REVEALING THE REASON FOR TERMINATION THROUGH OTHER
METHODS SUCH AS E-MAIL ADDRESS OR TELEPHONE. HOWEVER, THE ‘COMPANY’ MAY GRANT THE MEMBER AN OPPORTUNITY TO STATE HIS/HER OPINION ON THE REASON FOR TERMINATION IN ADVANCE.

1. IF IT IS CONFIRMED THAT THERE IS A REASON FOR REFUSAL TO ACCEPT THE CONTRACT OF USE AS STIPULATED IN ARTICLE 5, PARAGRAPH 2
2. IN THE EVENT THAT A MEMBER VIOLATES THE RIGHTS, HONOR, CREDIT, OR OTHER LEGITIMATE INTERESTS OF THE ‘COMPANY’ OR OTHER MEMBERS
3. IN THE EVENT THAT A MEMBER ACTS IN VIOLATION OF THESE TERMS AND CONDITIONS OR CAUSE FOR TERMINATION STIPULATED IN THESE TERMS AND CONDITIONS OCCURS

B. THE CONTRACT OF USE IS TERMINATED WHEN THE ‘COMPANY’ NOTIFIES THE MEMBER OF ITS INTENTION TO TERMINATE. IN THIS CASE, THE ‘COMPANY’ REPLACES THE NOTICE BY SENDING THE CANCELLATION INTENTION TO THE E-MAIL ADDRESS
REGISTERED BY THE MEMBER OR POSTING IT ON THE BULLETIN BOARD OF THE ‘COMPANY.’
C. WHEN THE CONTRACT OF USE IS TERMINATED, THE MEMBER’S POINTS AND COUPONS ARE EXTINGUISHED, AND THE REFUND POLICY OF THE ‘COMPANY’ APPLIES TO THE PROCESSING OF REFUNDS, ETC.
D. THE MEMBER WHOSE USE CONTRACT HAS BEEN TERMINATED IS RESPONSIBLE FOR ANY DAMAGES INCURRED IN CONNECTION WITH THE TERMINATION OF THE USE CONTRACT, AND THE ‘COMPANY’ DOES NOT TAKE ANY RESPONSIBILITY.

ARTICLE 9. WITHDRAWAL OF MEMBERSHIP AND LOSS OF QUALIFICATION

① A MEMBER MAY REQUEST A WITHDRAWAL FROM THE ‘COMPANY’ AT ANY TIME, AND THE ‘COMPANY’ HANDLES THIS IN ACCORDANCE WITH THE RULES ON WITHDRAWAL FROM MEMBERSHIP. IF A MEMBER FALLS UNDER ANY OF THE FOLLOWING
REASONS, THE ‘COMPANY’ MAY LIMIT AND SUSPEND MEMBERSHIP.

A. IN CASE OF THREATENING THE ORDER OF E-COMMERCE, SUCH AS INTERFERING WITH OTHER PEOPLE’S USE OF THE ‘SITE’ OR STEALING THE INFORMATION
B. IN THE CASE OF USING THE ‘SITE’ TO CONDUCT ACTS PROHIBITED BY LAWS AND THESE TERMS AND CONDITIONS OR CONTRARY TO PUBLIC ORDER AND MORALS
C. IN CASE OF HARMING THE SOUND OPERATION OF THE ‘SITE’ OR INTERFERING WITH THE BUSINESS OF THE ‘SITE’ BY ANY OF THE FOLLOWING ACTS

1. IN THE EVENT OF IMPAIRING THE REPUTATION OF THE ‘COMPANY’ OR DAMAGING THE CREDIBILITY OF THE ‘SITE’ BY STATING OR DISTRIBUTING UNFOUNDED FACTS OR FALSE FACTS IN RELATION TO THE OPERATION OF THE ‘SITE.’
2. IN THE CASE OF INTERFERING WITH THE OPERATION OF THE ‘SITE’ BY VERBAL ABUSE, INTIMIDATION, OR OBSCENE LANGUAGE OR BEHAVIOR TOWARD THE EMPLOYEE IN THE PROCESS OF USING THE ‘SITE.’
3. IN CASE OF HABITUAL OR REPEATED CANCELLATION OR RETURN WITHOUT JUSTIFIABLE REASONS AFTER PURCHASING ‘PRODUCTS’ THROUGH THE ‘SITE’ TO INTERFERE WITH THE BUSINESS OF THE ‘COMPANY.’
4. IN THE EVENT THAT THERE ARE NO NOTABLE DEFECTS IN THE ‘PRODUCTS, ETC.’ PURCHASED THROUGH THE ‘SITE’, IN THE EVENT THAT THE ‘COMPANY’ INTERFERES WITH THE BUSINESS OF THE ‘COMPANY’ BY HABITUAL
CANCELLATION, FULL OR PARTIAL RETURN AFTER PARTIAL USE

② AFTER THE ‘COMPANY’ RESTRICTS OR SUSPENDS MEMBERSHIP, IF THE SAME ACT IS REPEATED TWICE OR MORE, OR IF THE CAUSE IS NOT CORRECTED WITHIN 30 DAYS, THE ‘COMPANY’ MAY FORFEIT MEMBERSHIP.
③ IN THE EVENT THAT THE TRANSACTION ORDER OF THE ‘SITE’ IS DISRUPTED, SUCH AS BY REPEATEDLY PURCHASING ‘PRODUCTS, ETC.’ FROM THE ‘SITE’ FOR THE PURPOSE OF RESALE, THE ‘COMPANY’ MAY LOSE THE MEMBER’S MEMBERSHIP FOR THAT
YEAR.
④ IN THE EVENT THAT THE ‘COMPANY’ LOSES MEMBERSHIP, MEMBERSHIP REGISTRATION IS CANCELED. IN THIS CASE, THE MEMBER IS NOTIFIED IN ACCORDANCE WITH ARTICLE 8, PARAGRAPH 2 (B), AND GIVEN AN OPPORTUNITY TO EXPLAIN BEFORE
THE CANCELLATION OF MEMBERSHIP REGISTRATION.

ARTICLE 10. OBLIGATION FOR MEMBER ID AND PASSWORD

① MEMBERS ARE RESPONSIBLE FOR MANAGING THEIR IDS (IDS DUE TO E-MAIL AND SOCIAL NETWORK LINKAGE) AND PASSWORDS, AND MEMBERS ARE LIABLE FOR ALL CIVIL AND CRIMINAL NEGLIGENCE CAUSED BY NEGLIGENCE.
② MEMBERS SHALL NOT ALLOW THIRD PARTIES TO USE THEIR ID AND PASSWORD.
③ IF A MEMBER RECOGNIZES THAT HIS/HER ID AND PASSWORD ARE STOLEN OR USED BY A THIRD PARTY, IMMEDIATELY NOTIFY THE ‘COMPANY’ AND FOLLOW THE MEASURES OF THE ‘COMPANY.’
④ THE MEMBER IS RESPONSIBLE FOR ALL DISADVANTAGES CAUSED BY THE MEMBER NOT GIVING NOTICE IN ACCORDANCE WITH PARAGRAPH 3 OR NOT RESPONDING TO THE MEASURES OF THE ‘COMPANY.

ARTICLE 11. RESPONSIBILITIES OF MEMBERS

① MEMBERS MUST COMPLY WITH THE MATTERS NOTIFIED BY THE ‘COMPANY,’ SUCH AS RELATED LAWS, THE PROVISIONS OF THESE TERMS AND CONDITIONS, AND USAGE GUIDE, AND MUST NOT ENGAGE IN OTHER ACTS THAT INTERFERE WITH THE
BUSINESS OF THE ‘COMPANY.’
② MEMBERS SHALL NOT ENGAGE IN ANY OF THE FOLLOWING ACTS IN CONNECTION WITH THE USE OF THE ‘SERVICE.’
A. REGISTRATION OF FALSE INFORMATION WHEN APPLYING FOR OR CHANGING ‘SERVICE’
B. THEFT OF OTHER PEOPLE’S INFORMATION
C. UNAUTHORIZED CHANGE OF INFORMATION POSTED ON THE ‘SITE’
D. TRANSMISSION OR POSTING OF INFORMATION (COMPUTER PROGRAMS, ETC.) OTHER THAN THOSE SPECIFIED BY THE ‘COMPANY’
E. INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS SUCH AS COPYRIGHTS OF THE ‘COMPANY’ AND OTHER THIRD PARTIES
F. ACTS THAT DAMAGE THE REPUTATION OF THE ‘COMPANY’ AND OTHER THIRD PARTIES OR INTERFERE WITH BUSINESS
G. AN ACT OF DISCLOSING OR POSTING OBSCENE OR VIOLENT MESSAGES, IMAGES, VOICES, AND OTHER INFORMATION THAT GOES AGAINST PUBLIC ORDER AND MORALS TO THE ‘COMPANY’
H. ACTS OF USING THE ‘SERVICE’ FOR PROFIT WITHOUT THE CONSENT OF THE ‘COMPANY’
I. ACTS THAT VIOLATE OTHER RELATED LAWS OR REGULATIONS SET BY THE ‘COMPANY’

ARTICLE 12. POSTS BY MEMBERS

ALL RIGHTS AND RESPONSIBILITIES FOR POSTS MADE BY MEMBERS BELONG TO THE MEMBER WHO POSTED THEM, AND THE ‘COMPANY’ MAY DELETE THE CONTENTS OF THE ‘SERVICE’ POSTED OR REGISTERED BY THE MEMBER WITHOUT PRIOR NOTICE IF
IT IS DETERMINED THAT IT FALLS UNDER EACH OF THE FOLLOWING ACTS, ‘COMPANY’ DOES NOT TAKE ANY RESPONSIBILITY FOR THIS.
1. IN THE CASE OF CONTENT THAT SLANDERS OTHER MEMBERS OR THIRD PARTIES OR DAMAGES THE REPUTATION OF OTHERS BY SLANDER
2. IN CASE OF CONTENT THAT VIOLATES PUBLIC ORDER AND MORALS
3. WHEN IT IS RECOGNIZED THAT IT IS RELATED TO A CRIMINAL ACT
4. IN THE CASE OF CONTENTS THAT INFRINGE ON THE COPYRIGHT OF THE ‘COMPANY’ OR OTHER RIGHTS SUCH AS THE COPYRIGHT OF A THIRD PARTY
5. WHEN A MEMBER POSTS OBSCENE MATERIAL ON THE ‘SITE’ AND BULLETIN BOARD OR LINKS TO OBSCENE SITES
6. IN THE CASE OF POSTING COMMERCIAL ADVERTISEMENTS OR PROMOTIONS THAT HAVE NOT BEEN APPROVED IN ADVANCE BY THE ‘COMPANY’
7. IF THE CONTENT IS NOT RELATED TO THE PRODUCT
8. IN CASE OF ENTERING CONTENTS THAT INTERFERE WITH THE COMPANY’S BUSINESS WITHOUT JUSTIFIABLE REASONS
9. IN CASE IT IS JUDGED TO BE IN VIOLATION OF OTHER RELATED LAWS

ARTICLE 13. NOTIFICATION TO MEMBERS

① WHEN THE ‘COMPANY’ NOTIFIES THE MEMBER, IT CAN BE DONE THROUGH THE E-MAIL ADDRESS OR TEXT MESSAGE (SMS OR KAKAO NOTIFICATION TALK) ENTERED AT THE TIME OF MEMBERSHIP REGISTRATION, PUSH NOTIFICATION, ETC.,
DEPENDING ON WHETHER THE MEMBER HAS SET UP NOTIFICATIONS. HOWEVER, ACCORDING TO RELATED LAWS AND RESPONSES TO CUSTOMER INQUIRIES, ESSENTIAL CONTENTS RELATED TO SERVICE USE OR TRANSACTION-RELATED INFORMATION
WILL BE NOTIFIED REGARDLESS OF WHETHER NOTIFICATIONS ARE SET OR NOT.
② IN THE CASE OF A NOTICE TO A LARGE NUMBER OF UNSPECIFIED MEMBERS, THE ‘COMPANY’ MAY SUBSTITUTE INDIVIDUAL NOTICE BY POSTING IT ON THE ‘SITE’ FOR MORE THAN ONE WEEK. HOWEVER, MATTERS THAT HAVE A SIGNIFICANT IMPACT
ON THE MEMBER’S OWN TRANSACTION WILL BE NOTIFIED INDIVIDUALLY.

ARTICLE 14. OBLIGATIONS OF ‘COMPANY’

① THE ‘COMPANY’ SHALL NOT ENGAGE IN ACTS PROHIBITED BY THE RELEVANT LAWS AND REGULATIONS OR THESE TERMS AND CONDITIONS OR CONTRARY TO PUBLIC ORDER AND MORALS, AND SHALL DO ITS BEST TO PROVIDE ‘PRODUCTS, ETC.
② THE ‘COMPANY’ SHALL HAVE A SECURITY SYSTEM TO PROTECT MEMBERS’ PERSONAL INFORMATION (INCLUDING CREDIT INFORMATION) SO THAT MEMBERS CAN USE ‘SERVICES’ SAFELY AND DISCLOSE AND COMPLY WITH THE PRIVACY POLICY.
③ IF THE OPINIONS OR COMPLAINTS RAISED BY THE MEMBERS ARE JUSTLY AND OBJECTIVELY RECOGNIZED, THE ‘COMPANY’ SHALL PROMPTLY HANDLE THEM THROUGH APPROPRIATE PROCEDURES. HOWEVER, IF IMMEDIATE PROCESSING IS DIFFICULT,
THE MEMBER MUST BE NOTIFIED OF THE REASON AND PROCESSING SCHEDULE.

ARTICLE 15. TERMS AND CONDITIONS FOR INDIVIDUAL SERVICES

THE ‘COMPANY’ MAY HAVE SEPARATE TERMS AND CONDITIONS FOR INDIVIDUAL SERVICES WITHIN THE ‘SERVICES’ PROVIDED, AND CONSENT TO THE TERMS AND CONDITIONS APPLIED SEPARATELY FOR INDIVIDUAL SERVICES IS SUBJECT TO A
SEPARATE CONSENT PROCEDURE WHEN THE MEMBER USES THE INDIVIDUAL SERVICE FOR THE FIRST TIME. IN THIS CASE, THE TERMS AND CONDITIONS FOR INDIVIDUAL SERVICES PRECEDE THESE TERMS AND CONDITIONS.

ARTICLE 16. HOURS OF USE OF ‘SERVICE’

IN PRINCIPLE, THE USE OF THE ‘SERVICE’ IS 24 HOURS A DAY, SEVEN DAYS A WEEK, UNLESS THERE IS A PARTICULAR OBSTACLE IN THE BUSINESS OR TECHNOLOGY OF THE ‘COMPANY.’ HOWEVER, THE DAYS AND TIMES SET BY THE ‘COMPANY’ FOR
REGULAR INSPECTIONS, ETC., ARE EXCLUDED. PERIODIC INSPECTION TIME IS IN ACCORDANCE WITH THE NOTICE ON THE ‘SERVICE’ PROVISION SCREEN.

ARTICLE 17. RESPONSIBILITY FOR USING ‘SERVICE’

MEMBERS CANNOT ENGAGE IN BUSINESS ACTIVITIES TO SELL PRODUCTS USING THE ‘SERVICE’ EXCEPT WHEN SPECIFICALLY PERMITTED IN AN EXPRESS WRITTEN DOCUMENT SIGNED BY THE ‘COMPANY,’ AND IN PARTICULAR, COMMERCIAL ACTIVITIES
THROUGH HACKING, MONEY-MAKING ADVERTISEMENTS, PORNOGRAPHIC SITES, ILLEGAL DISTRIBUTION OF COMMERCIAL S/W IS PROHIBITED. THE ‘COMPANY’ IS NOT RESPONSIBLE FOR THE RESULTS AND LOSSES OF BUSINESS ACTIVITIES CAUSED BY
VIOLATING THIS AND FOR LEGAL ACTIONS BY RELATED ORGANIZATIONS.

ARTICLE 18. SUSPENSION OF PROVISION OF ‘SERVICE’

① THE ‘COMPANY’ MAY SUSPEND THE PROVISION OF ‘SERVICES’ IN ANY OF THE FOLLOWING CASES.
A. IN CASE OF MAINTENANCE, INSPECTION, REPLACEMENT, BREAKDOWN OF INFORMATION AND COMMUNICATION FACILITIES SUCH AS COMPUTERS, OR INTERRUPTION OF COMMUNICATION
B. WHEN THE KEY TELECOMMUNICATION BUSINESS OPERATOR STIPULATED IN THE 『TELECOMMUNICATION BUSINESS ACT』 HAS SUSPENDED TELECOMMUNICATION ‘SERVICE’
C. IN CASE OF OTHER FORCE MAJEURE REASONS

ARTICLE 19. PROVISION OF INFORMATION AND POSTING OF ADVERTISEMENTS

① THE ‘COMPANY’ MAY PROVIDE VARIOUS INFORMATION DEEMED NECESSARY BY THE MEMBER WHILE USING THE ‘SERVICE’ TO THE MEMBER THROUGH NOTICES, E-MAIL, TEXT MESSAGES (SMS OR KAKAO NOTIFICATION TALK), PUSH NOTIFICATIONS,
PHONE CALLS, ETC. HOWEVER, MEMBERS MAY REFUSE TO RECEIVE E-MAILS AT ANY TIME, EXCEPT FOR TRANSACTION-RELATED INFORMATION AND ANSWERS TO CUSTOMER INQUIRIES IN ACCORDANCE WITH RELEVANT LAWS.
② THE ‘COMPANY’ MAY PLACE ADVERTISEMENTS ON THE ‘SERVICE’ SCREEN, WEBSITE, AND E-MAIL IN CONNECTION WITH THE OPERATION OF ‘SERVICE.’ MEMBERS WHO HAVE RECEIVED E-MAILS WITH ADVERTISEMENTS, ETC., MAY REFUSE TO RECEIVE
THEM TO THE ‘COMPANY.’

ARTICLE 20. APPLICATION FOR PURCHASE

① MEMBERS MUST APPLY FOR PURCHASE THROUGH THE FOLLOWING OR SIMILAR METHODS IN ACCORDANCE WITH THESE TERMS AND CONDITIONS AND THE REGULATIONS SET BY THE ‘COMPANY.’
A. SELECTION OF ‘PRODUCTS, ETC.’
B. ENTER THE BUYER’S NAME, ADDRESS, PHONE NUMBER, E-MAIL ADDRESS, RECIPIENT’S NAME, SHIPPING ADDRESS, AND PHONE NUMBER
C. CONFIRMATION OF PAYMENT PRECAUTIONS
D. INDICATING THAT YOU AGREE TO THESE TERMS (E.G., CLICK MOUSE)
② THE ‘COMPANY’ NOTIFIES THE MEMBER OF RECEIPT CONFIRMATION WHEN THERE IS A PURCHASE REQUEST FROM THE MEMBER.
③ MEMBERS WHO HAVE RECEIVED THE ACKNOWLEDGMENT NOTICE IN THE PRECEDING PARAGRAPH MAY REQUEST TO CHANGE OR CANCEL THE PURCHASE APPLICATION IMMEDIATELY AFTER RECEIVING THE ACKNOWLEDGMENT NOTICE IF THERE IS
ANY DISCREPANCY IN THEIR INTENTIONS. HOWEVER, IF THE PAYMENT HAS ALREADY BEEN MADE, THE PROVISIONS OF ARTICLE 24 REGARDING WITHDRAWAL OF SUBSCRIPTION, ETC., SHALL APPLY.

ARTICLE 21. METHOD OF PAYMENT

① THE PAYMENT METHOD FOR PRODUCTS OR COUPONS PURCHASED FROM THE ‘COMPANY’ MAY BE ONE OF THE FOLLOWING.
A. CREDIT CARD PAYMENT
B. REAL-TIME BANK TRANSFER
C. ESCROW PAYMENT
D. BANK DEPOSIT VIA ONLINE
E. OTHER: PAYMENT METHODS ADDITIONALLY DESIGNATED BY THE ‘COMPANY’ (DISCOUNT COUPONS, SMARTPHONE APPS, ETC.)
② THE INFORMATION ENTERED BY THE MEMBER IN CONNECTION WITH THE PAYMENT OF THE PURCHASE PRICE AND THE RESPONSIBILITIES AND DISADVANTAGES INCURRED IN RELATION TO THE INFORMATION SHALL BE ENTIRELY BORNE BY THE
MEMBER.

ARTICLE 22. SUPPLY OF ‘GOODS, ETC.’

① UNLESS THERE IS A SEPARATE AGREEMENT REGARDING THE MEMBER’S SUPPLY OF ‘PRODUCTS, ETC.’, THE ‘COMPANY’ SHALL TAKE NECESSARY MEASURES SUCH AS CUSTOM-MADE, PACKAGING, ETC. SO THAT THE MEMBER CAN DELIVER ‘GOODS,
ETC.’ (CAN BE DELIVERED TO THE MEMBER)
② THE ‘COMPANY’ SHALL TAKE APPROPRIATE MEASURES SO THAT THE MEMBER CAN CHECK THE SUPPLY PROCEDURE AND PROGRESS OF ‘PRODUCTS, ETC., AND PURCHASE AND PAYMENT DETAILS FOR ‘PRODUCTS, ETC.’
③ ‘COMPANY’ SPECIFIES THE DELIVERY METHOD, DELIVERY COST BY MEANS, BEARER OF DELIVERY COST, DELIVERY PERIOD BY MEANS, ETC. FOR ‘PRODUCTS, ETC.’ PURCHASED BY MEMBERS.
④ IF THERE IS A SEPARATE AGREEMENT BETWEEN THE ‘COMPANY’ AND THE CUSTOMER REGARDING THE DELIVERY TIME OF THE PRODUCT AND THE PROVISION OF COUPONS, THESE TERMS AND CONDITIONS TAKE PRECEDENCE.

ARTICLE 23. REFUND

WHEN THE ‘PRODUCT, ETC.’ THAT THE MEMBER APPLIES FOR PURCHASE CANNOT BE DELIVERED OR PROVIDED DUE TO OUT OF STOCK, ETC., THE ‘COMPANY’ SHALL NOTIFY THE MEMBER WITHOUT DELAY OF THE REASON, AND IF THE PAYMENT OF THE
‘PRODUCTS, ETC.’ IS RECEIVED IN ADVANCE, REFUND OR TAKE NECESSARY MEASURES WITHIN SEVEN BUSINESS DAYS FROM THE DATE OF RECEIPT OF THE PAYMENT.

ARTICLE 24. REFUND POLICY UNDER RELATED LAWS

① THE COMPANY’S REFUND REGULATIONS IN THESE TERMS AND CONDITIONS SHALL COMPLY WITH THE ‘ONLINE DIGITAL CONTENT INDUSTRY DEVELOPMENT ACT’ AND THE ‘CONSUMER PROTECTION ACT IN ELECTRONIC COMMERCE, ETC.’
② IN THE FOLLOWING CASES, IT IS IMPOSSIBLE FOR A CONSUMER TO WITHDRAW HIS/HER SUBSCRIPTION IN ACCORDANCE WITH THE RELEVANT LAWS AND REGULATIONS IN THE PRECEDING PARAGRAPH.
– UNDER ARTICLE 2, NO. 5 OF THE 「FRAMEWORK ACT ON THE PROMOTION OF THE CULTURAL INDUSTRY」, WHEN THE PROVISION OF DIGITAL CONTENT IS STARTED.
– UNDER ARTICLE 2, NO. 5 OF THE 「BASIC ACT ON THE PROMOTION OF CULTURE INDUSTRY」, THE VIDEOS PROVIDED BY GARUHARU.ONLINE ARE DIGITAL CONTENT.

ARTICLE 25. COMPANY’S REFUND POLICY

[GENERAL INFORMATION]
1. REFUNDS FOR STUDIO GARARUHARU (HEREINAFTER REFERRED TO AS THE ‘COMPANY’) WILL BE PROCESSED ACCORDING TO THE REFUND POLICY BELOW.
2. THOSE WHO HAVE COMPLETED THE COURSE REGISTRATION AND PAYMENT CAN CHECK THE LIST OF PURCHASED LESSONS IN MY CLASS AT THE TOP OF THE WEBSITE AND WATCH THE LECTURES.
3. THE MEMBER MUST MAKE A REFUND REQUEST THROUGH ‘INQUIRY’ WITHIN THE GARUHARU. ONLINE CLASS AND INDICATE HIS/HER INTENTION TO REFUND.
4. ALL CLASS TICKETS CAN BE REFUNDED ONLY ‘WITHIN SEVEN DAYS’ OR ‘IF THERE IS NO HISTORY OF USE.’
5. IF MORE THAN SEVEN DAYS HAVE PASSED SINCE PAYMENT, THERE WILL BE NO REFUND.
6. NO REFUND WILL BE GIVEN IF THERE IS A HISTORY OF USE AFTER PAYMENT.
7. USE HISTORY CRITERIA FOLLOW ‘IF YOU HAVE A RECORD OF WATCHING AT LEAST ONE VIDEO’ (THIS IS ALSO INCLUDED IF YOU CLICK ON THE VIDEO TO PLAY IT).
8. ‘DOWNLOADING THE WORKBOOK OF THE VIDEO’ IS ALSO INCLUDED IN THE USAGE HISTORY.
9. THE USAGE HISTORY IS APPLIED THE SAME REGARDLESS OF DEVICE, SUCH AS PC, MOBILE, OR TABLET.
10. REFUNDS ARE PROCESSED IN THE SAME FORM AS THE PAYMENT METHOD BY THE MEMBER. HOWEVER, IN THE EVENT OF A TECHNICAL PROBLEM, IT CAN BE CHANGED TO A FORM AGREED BY BOTH THE COMPANY AND THE MEMBER.
11. REFUNDS MAY BE DELAYED DEPENDING ON THE CIRCUMSTANCES OF THE COMPANY, PAYMENT AGENCY, CREDIT CARD COMPANY, PAYMENT COMPANY, ETC.
12. SERVICE PROVISION MAY BE SUSPENDED DUE TO UNAVOIDABLE CIRCUMSTANCES SUCH AS TERMINATION OF BUSINESS RIGHTS, CLOSURE OF BUSINESS, NATURAL DISASTERS, ETC.
13. ANY OTHER FEES (FINANCIAL FEES, ETC.) THAT MAY BE INCURRED IN THE CASE OF REFUND WILL BE DEDUCTED AND REFUNDED.

[EXCEPTIONS AND REMARKS]

1. IF A MEMBER HAS ALREADY WITHDRAWN FROM THE COMPANY, NO REFUND WILL BE GIVEN.
1-2. THIS INCLUDES BOTH CASES WHERE A MEMBER VOLUNTARILY WITHDRAWS FROM MEMBERSHIP OR WHEN A MEMBER IS WITHDRAWN IN VIOLATION OF OUR REGULATIONS AND TERMS AND CONDITIONS.
2. CLASSES PURCHASED BY MEMBERS THROUGH DISCOUNT COUPONS WILL BE REFUNDED AFTER EXCLUDING THE AMOUNT.
3. REFUNDS MAY NOT BE MADE FOR CERTAIN PROMOTIONAL OR EVENT PRODUCTS. (NOTICE SEPARATELY AT THE TIME OF PURCHASE)
4. NO REFUNDS FOR PURCHASES MADE THROUGH FREE COUPONS.
5. EXCHANGE BETWEEN PAYMENT PRODUCTS IS NOT POSSIBLE.

ARTICLE 26. EFFECT OF WITHDRAWAL OF SUBSCRIPTION, ETC.

① IN THE EVENT OF A CANCELLATION OR REFUND OF A ‘PRODUCT, ETC.’ PURCHASED BY A MEMBER, THE ‘COMPANY’ SHALL NOTIFY THE RESULT OF THE PROCESSING IN THE MANNER STIPULATED IN ARTICLE 13 (NOTIFICATION TO MEMBERS).
② THE ‘COMPANY’ WILL REFUND THE AMOUNT ALREADY PAID WITHIN SEVEN BUSINESS DAYS WHEN A COUPON CANCELLATION REQUEST OR PRODUCT IS RETURNED FROM A MEMBER. IN THIS CASE, WHEN THE ‘COMPANY’ DELAYS THE REFUND OF
GOODS, ETC., TO THE MEMBER, THE DELAYED INTEREST CALCULATED BY MULTIPLYING THE DELAYED INTEREST RATE DETERMINED AND ANNOUNCED BY THE FAIR TRADE COMMISSION FOR THE DELAY PERIOD SHALL BE PAID.
③ IN CASE OF WITHDRAWAL OF SUBSCRIPTION, THE MEMBER SHALL BEAR THE COST NECESSARY TO RETURN THE SUPPLIED ‘GOODS, ETC..’ HOWEVER, IF THE CONTENTS OF ‘PRODUCTS, ETC.’ ARE DIFFERENT FROM THE CONTENTS OF THE
DISPLAY/ADVERTISEMENT, OR IF THE CONTRACT IS PERFORMED DIFFERENTLY, THE EXPENSES NECESSARY FOR THE ‘PRODUCTS, ETC.’ SHALL BE BORNE BY THE ‘COMPANY.’
④ IN CASE OF CANCELLATION DUE TO A MEMBER’S SIMPLE CHANGE OF MIND, THE MEMBER SHALL BEAR THE FEE AND OTHER EXPENSES INCURRED IN THE REFUND PROCESSING.
⑤ OTHER: CANCELLATIONS AND REFUNDS THAT ARE NOT STIPULATED IN THESE TERMS AND CONDITIONS AND THE USAGE GUIDE OF THE ‘SITE’ SHALL BE SUBJECT TO THE PROVISIONS OF THE CONSUMER DAMAGE COMPENSATION REGULATIONS.

ARTICLE 27. SPECIAL PROVISIONS FOR CANCELLATION AND REFUND OF ‘PRODUCTS, ETC.’

REFUNDS DUE TO PRODUCT RETURN ARE MADE AFTER THE RETURNED PRODUCT ARRIVES AT THE SELLER, AND THE REASON FOR THE RETURN AND THE PERSON RESPONSIBLE FOR THE RETURN SHIPPING COST IS CONFIRMED.

ARTICLE 28. MANAGEMENT OF POSTS

① IN THE EVENT THAT A MEMBER’S POST CONTAINS CONTENT THAT VIOLATES RELEVANT LAWS SUCH AS 『ACT ON PROMOTION OF INFORMATION AND COMMUNICATIONS NETWORK UTILIZATION AND INFORMATION PROTECTION, ETC.』 AND 『
COPYRIGHT』, THE RIGHT HOLDER MAY SUSPEND OR CAN REQUEST TO DELETE THE POST IN ACCORDANCE WITH THE PROCEDURES STIPULATED BY THE RELEVANT LAWS AND REGULATIONS,
② THE ‘COMPANY’ MUST TAKE MEASURES IN ACCORDANCE WITH RELATED LAWS.
③ EVEN IF THERE IS NO REQUEST FROM THE RIGHT HOLDER PURSUANT TO THE PRECEDING PARAGRAPH, THE ‘COMPANY’ MAY TAKE TEMPORARY MEASURES AGAINST THE ‘POST’ IN ACCORDANCE WITH THE RELEVANT LAWS IF THERE IS A REASON FOR
A VIOLATION OF RIGHTS OR IF IT VIOLATES OTHER ‘COMPANY’ POLICIES AND RELATED LAWS.
DETAILED PROCEDURES IN ACCORDANCE WITH THIS ARTICLE ARE SUBJECT TO THE ‘POST SUSPENSION REQUEST SERVICE’ SET BY THE ‘COMPANY’ WITHIN THE SCOPE STIPULATED BY THE 『ACT ON PROMOTION OF INFORMATION AND
COMMUNICATIONS NETWORK UTILIZATION AND INFORMATION PROTECTION, ETC.』 AND 『COPYRIGHT ACT』.

ARTICLE 29. DISCLAIMER

① THE ‘COMPANY’ IS EXEMPTED FROM RESPONSIBILITY FOR PROVIDING ‘SERVICES’ IF IT IS UNABLE TO PROVIDE ‘SERVICES’ DUE TO NATURAL DISASTERS OR FORCE MAJEURE EQUIVALENT THERETO.
② THE ‘COMPANY’ IS NOT RESPONSIBLE FOR ANY OBSTACLES TO THE USE OF ‘SERVICE’ DUE TO REASONS ATTRIBUTABLE TO THE MEMBER.
③ THE ‘COMPANY’ IS NOT RESPONSIBLE FOR THE LOSS OF REVENUE EXPECTED BY THE MEMBER USING THE ‘SERVICE’ AND IS NOT RESPONSIBLE FOR ANY DAMAGE CAUSED BY DATA OBTAINED THROUGH OTHER ‘SERVICES.’
④ ‘COMPANY’ IS NOT RESPONSIBLE FOR THE CONTENTS, SUCH AS RELIABILITY AND ACCURACY OF THE INFORMATION, DATA, AND FACTS POSTED BY MEMBERS.
⑤ USERS ARE LEGALLY RESPONSIBLE FOR THE CONTENTS OF E-MAILS SENT BY MEMBERS.
⑥ THE ‘COMPANY’ IS EXEMPTED FROM LIABILITY IN THE CASE OF TRANSACTIONS BETWEEN MEMBERS OR BETWEEN MEMBERS AND THIRD PARTIES THROUGH ‘SERVICES.’
⑦ THE ‘COMPANY’ IS NOT RESPONSIBLE FOR THE USE OF ‘SERVICES’ PROVIDED FREE OF CHARGE UNLESS THERE ARE SPECIAL PROVISIONS IN THE RELEVANT LAWS.

ARTICLE 30. SETTLEMENT OF DISPUTE

① THE ‘COMPANY’ INSTALLS AND OPERATES A DAMAGE COMPENSATION PROCESSING ORGANIZATION TO REFLECT THE LEGITIMATE OPINIONS OR COMPLAINTS RAISED BY MEMBERS AND COMPENSATE FOR THE DAMAGE.
② THE ‘COMPANY’ WILL PRIORITIZE COMPLAINTS AND OPINIONS SUBMITTED BY MEMBERS. HOWEVER, IF PROMPT PROCESSING IS DIFFICULT, THE MEMBER IS IMMEDIATELY NOTIFIED OF THE REASON AND PROCESSING SCHEDULE.

ARTICLE 31. GOVERNING LAW AND COMPETENT COURT

① THE LAW OF THE REPUBLIC OF KOREA APPLIES TO THE INTERPRETATION OF THESE TERMS AND CONDITIONS AND DISPUTES BETWEEN THE ‘COMPANY’ AND MEMBERS.
② ANY LITIGATION BETWEEN THE MEMBER AND THE ‘COMPANY’ THAT OCCURS DURING THE USE OF ‘SERVICE’ IS BASED ON THE ADDRESS OF THE USER AT THE TIME OF FILING, AND IF THERE IS NO ADDRESS, THE DISTRICT COURT HAS JURISDICTION
OVER THE PLACE OF RESIDENCE SHALL HAVE EXCLUSIVE JURISDICTION. HOWEVER, IF THE ADDRESS OR RESIDENCE OF THE USER IS NOT CLEAR AT THE TIME OF FILING, OR IF THE USER IS A FOREIGN RESIDENT, THE COMPLAINT SHALL BE SUBMITTED TO
THE COMPETENT COURT UNDER THE CIVIL PROCEDURE ACT.

ADDENDUM
THESE TERMS AND CONDITIONS ARE EFFECTIVE FROM MARCH 30, 2022.

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